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Farm & Agricultural Insurance

Farm Agricultural Insurance Policies


Farm insurance or agricultural insurance are essentially the farmers insurance that covers the losses in agricultural businesses resulting from natural catastrophes and other mishaps that happen.

Farm Insurance policies can include cover for:


Farmyard

Working Farm

  • Farm Equipment
  • Farm Machinery
  • Farm Vehicles
  • Farm Dwellings and Cottages
  • Farm Business Interruption Insurance
  • Farm Buildings
  • Farm Machinery Breakdown Cover
  • Livestock
  • Crops
  • Cash
  • Farm Electronics Cover
  • Goods In Transit
  • Personal Accident & Sickness


Farm insurance covers all these possible hazards and more besides,giving the farmers a sound peace of mind so they can fall asleep at night without any stress or worry about this area of running the business.


Livestock Insurance Policies


For livestock insurance, the choices include fire, lightning, accidental injury, death, straying, transit.

Livestock cover for diseases such as TB, Foot and Mouth and Brucellosis can also be covered. The cover can be determined by you as most insurance companies have a great deal of flexibility on policy construction.



Horses Over The Fence

Why The Long Faces?

Equine & Horse Insurance


Equine & Horse Farms offer unique risks as the nature of horses are very unpredictable and the possibility of injury is inherent in this section of farming.

Horse Insurance covers your horse’s health in case of colic, injury on the farm or in the horse trailer, on the road or Equine trails. Horse or Equine Farm Insurance can be adjusted for those that have people visiting their equine farm for equine lessons, riding or just for a visit.



Cows In The Field

Making Milk

Sundry Farm Insurance

Insurance of your property, including the farmhouse, cottages, farm buildings, livestock, deadstock or vehicles, will need to be decided on the basis of what you want to insure. After assessing all the risks you may be liable to.

Separate arrangements should be made for things such as your home, private (non-farm) vehicles and pleasure craft.

Additional cost of working (hire cover and manpower) following damage to agricultural vehicles and machinery etc will need to be factored in also.

Custom farming business activities need to be taken into account. Such as animal care, custody and control of Equine activities, recreational vehicles, employer’s liability etc.